At Wardian Wealth Management, our objective is to help you understand your unique financial options so you can make smart, well-informed decisions.  As a completely independent firm, we are able to develop and implement investment strategies with only one allegiance - to you, our client.

Pre-Retirement Planning

• Retirement Feasibility
• Pension Planning
• Health & Benefits Planning
• 401(k) Planning/Rollover/Deferral Options
• 403(b) Planning/Rollover/Deferral Options
• 457 Planning/Rollover/Deferral Options
• Roth IRA Conversion Analysis
• Retirement Commencement Package Review
• Annuity Review and Recommendations

Post-Retirement Planning

• Income Distribution Strategies for Your Lifetime
• Social Security Benefit Maximization
• Required Minimum Distribution (RMD) Planning
• Expense Analysis "What If" Illustrations
• Ongoing Review Meetings

Investment Management

• Asset Allocation Planning
• Portfolio Design
• Performance Analysis
• Fund Management Monitoring & Oversight
• Re-balancing & Portfolio Adjustments

Risk Management

• Insurance Needs Analysis
• Medicare & Medicare Supplement Review
• Life Insurance Review
• Asset Based Long Term Care Expense Planning
• Long Term Care Insurance
• Asset Protection Planning

Estate Planning

• Inheritance Planning
• Document Review
• Charitable & Heritage Planning
• Estate Tax Minimization Planning
• Estate Settlement & Transition Assistance
• Estate Attorney Referral - Wills & Trusts

Tax Planning

• Beneficiary Review
• Stretch IRA Planning
• Tax Advantaged Investing
• Minimizing Taxes on Social Security Benefits

Continuing Care Planning

• Assisted Living Options - Referral
• Long Term Care Planning
• Medicaid Planning
• Personal Injury Lawsuit Settlement - Income Structuring